Comprehensive ABA Therapy Coverage Through BlueCross BlueShield (BCBS Maryland)

Raising a child with autism takes everything you’ve got - chasing down insurance approvals shouldn’t take what’s left. At Divine Steps Therapy , we partner with families covered by BCBS in Virginia to make the process clear, manageable, and actually helpful.


From verifying your benefits to getting therapy started, we handle the details so you can focus on showing up for your child. Not getting tangled in red tape.


Who is Eligible for BCBS Maryland ABA Therapy?

  • Age Requirement:  Your child must be under 21 years old.
  • Diagnosis Requirement: A formal ASD diagnosis or related condition requiring ABA therapy.
  • Insurance Enrollment: Covered under a BCBS plan in Maryland (commercial, employer-sponsored, or ACA-compliant).
  • Medical Necessity & Prior Authorization: Requires a diagnostic referral and pre-approval from BCBS.


Fulfilling these ensures coverage for medically necessary ABA services.


Still not sure about something?


What Does BCBS Cover?

Insurance might not be the first thing on your mind—but when it works the way it should, it becomes a powerful tool in helping your child grow, connect, and thrive.

BCBS Maryland typically covers the following ABA therapy services:


  • Comprehensive Behavioral Assessments
  • One-on-One ABA Therapy
  • Parent Training & Support
  • Community-Based Services
  • Telehealth ABA Sessions
  • Treatment Limits & Reviews:  Hours and duration vary by plan.

How to Get Started with ABA Therapy Through BCBS

Here’s what to do:


  • Reach Out  Contact Divine Steps to get started.
  • Insurance Verification We’ll check your BCBS plan details.
  • Prior Authorization We prepare and submit the treatment plan to BCBS.
  • Assessment & Plan Our BCBA evaluates and crafts your child’s customized plan.
  • Start Therapy Once approved, therapy can begin.


Ready to see the most beautiful transformation in your child?

Why Choose Divine Steps ABA?

  • Seamless Insurance Management:  We handle authorizations and billing.
  • Quick Access: Therapy begins promptly after plan approval.
  • Expert Team: BCBAs and RBTs committed to your child’s development.
  • Flexible Delivery: In-home, school, community settings, or telehealth, based on your family’s needs.

We strive to make ABA therapy both accessible and centered on your child's unique strengths.

FAQs About ABA Therapy in Maryland Through BCBS

Does BCBS Maryland cover ABA therapy?

Yes—ABA coverage is included under BCBS's behavioral health benefits when medically necessary.

Do I need prior authorization?

Yes, pre-authorization is a requirement before services begin.

Are there limits on therapy hours?

Coverage limits vary by plan; some include session caps.

What if coverage is denied?

We assist with appeals and documentation to address denials.

Have more questions?

Who knew insurance coverage could be made so simple?

Parenting a child with autism is already a full-time job. Figuring out insurance shouldn’t feel like a second one. That’s where we come in.